Central Iowa's #1 Cash Home Buyer  |  Family Owned & Operated — 5+ Years, 100+ Homes
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Frequently Asked Questions

Everything you need to know about selling your house fast to MPG Home Buyers.

Understanding Our Process

The Process & Timeline

How does the process work?

It's simple and straightforward. First, you contact us or fill out our form with basic information about your property. Within 24 hours, we'll review your information and reach out to schedule a no-obligation visit. We'll tour your home, ask questions, and provide you with a fair cash offer within 24-48 hours. If you accept the offer, we'll schedule your closing. Most closings happen within 7 days, though we can be faster or slower depending on your timeline.

How long does closing take?

We can close in as little as 7 days, and we'll work around your schedule. Our average closing time is 7 days from accepted offer to cash in hand. If you need more time, that's no problem — we're flexible. We've closed deals in as few as 3 days for clients in urgent situations, or extended timelines for those who need more preparation time.

Do you charge any fees?

No hidden fees. No agent commissions. No inspection fees. No appraisal fees. When we quote you a price, that's the cash you get at closing. We even cover closing costs that sellers traditionally pay. What you see is what you get — transparent pricing, zero surprises.

Is your offer really cash?

Yes, completely. We're not a lending company or wholesaler waiting for financing. We have the cash ready to close immediately. You'll receive actual cash funds at closing, and your house will be paid off and transferred to us free and clear.

What if I still have a mortgage?

No problem at all. We handle this regularly. Our cash will be used to pay off your mortgage balance at closing, and you'll pocket the difference. We work directly with your lender and handle all the paperwork to ensure a smooth process. You won't owe your lender a penny after closing.

About Our Offers

Offers & Conditions

What happens if I need repairs?

We buy houses in any condition. Roof leaks, foundation cracks, outdated kitchens, broken plumbing — we handle it all. You don't need to make any repairs. We'll factor the cost of repairs into our offer and handle everything after closing. That's the beauty of selling to a cash buyer.

Do you cover closing costs?

Yes. We cover the closing costs that sellers typically pay, including title insurance, recording fees, and attorney fees. When we quote you a price, that's your net proceeds after all costs are covered. No surprises at closing.

How do you price my house?

We base our offers on current market conditions in your area, comparable sales, the property's condition, location, and any repairs or upgrades needed. We're transparent about our valuation and can explain our reasoning. Our goal is to offer you fair market value while accounting for the convenience and speed of a cash sale.

Is your offer binding?

Once you accept our offer and we do a final walkthrough, the deal is locked. There are no contingencies from our side — we're not going to back out because of an inspection or appraisal. You have the security of knowing the cash is coming.

Can you buy my house if I'm behind on payments?

Absolutely. If you're behind on your mortgage, we can help. Our cash will pay off the delinquent amount and catch up your lender. You'll no longer owe anything, and you'll have cash in your hand. This is one way we help homeowners avoid foreclosure.

Special Situations

Unique Property Scenarios

Will you buy a house with tenants in it?

Yes, we do. If your house is currently rented, we can buy it with tenants in place. We become the new landlord and you're off the hook. This is ideal if you own a rental property and want to liquidate quickly without dealing with tenant issues or finding new tenants.

Can you buy an inherited house?

Yes. Inherited properties often come with emotional and legal complexity. We handle probate situations smoothly and can close quickly, often before you've even finished dealing with the estate. Whether the home is in probate or you've already received the deed, we can help. Many of our clients inherit out-of-state properties and need a fast solution.

What if I'm selling because of divorce?

Divorce sales are one of our specialties. A fast, neutral cash sale removes a major stressor during an already difficult time. We don't take sides, we handle everything professionally, and we can close on your timeline. Both parties get their proceeds quickly and can move forward.

Can you buy a house if it's in probate or bankruptcy?

Yes, we work with probate estates and bankruptcy situations all the time. We're familiar with court proceedings and can navigate the legal requirements. For bankruptcy, we can potentially help resolve the sale quickly, which can be beneficial for your financial situation. Contact us to discuss your specific circumstances.

Will you buy a house that's ugly or heavily damaged?

We will. We buy houses in every condition, from minor cosmetic issues to severe structural damage. Houses that traditional agents or buyers would pass on are often our specialty. Your house doesn't need to be pretty — it just needs to be real estate, and we'll make you a fair offer.

Why Choose MPG

How We're Different from Agents

How are you different from a real estate agent?

Big difference. Real estate agents work for commissions (typically 5-6% of the sale price) and will list your house on the market. They need to find a buyer, negotiate financing, wait for inspections and appraisals, and deal with contingencies. This process typically takes 30-90 days or longer. We're direct cash buyers. We buy your house ourselves, we close quickly, and there's no commission. You get more money in your pocket and far less stress.

Why would I sell for cash instead of listing?

Speed, certainty, and simplicity. Listing takes time (often 3-6 months), carries closing contingencies, requires repairs and showings, and still doesn't guarantee a sale. A cash sale closes in 7 days, with no contingencies, no need for repairs, and guaranteed proceeds. Plus, you avoid the 5-6% agent commission. If speed or certainty matters to you, cash is the way to go.

Are you local to Iowa?

Yes. We're a family-owned, Iowa-based company with 5+ years of experience and over 100 homes purchased across Central Iowa. We're not some out-of-state investor company. We know the Des Moines market, we know our community, and we're committed to ethical, fair business practices.

Still Have Questions?

Get in touch with our team. We're happy to answer any questions and discuss your specific situation.

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